Hello, I need some advice on settling my debt with all these companies!
I have 3 accounts open:
American Express Student (My favorite card $1,840 credit limit low apr: They charge me $25.00 minimum + $15 finance charge each month/Total Balance $1,300
WAMU Visa Platinum (Balance: $7,350.00 of $8,000) They charge me $177 a month + 100 finance charge each month. *(This is what I need to change)
Geico car insurance -They are simply great after turning 21, they lowered my insurance from $3,000 something to $1,200.

Now, I can pay out the Visa card around $3,000 within 2 to 3 months. But I really don't like their finance charge and my apr is around %18. Can someone recommend a card which I can transfer this balance to for a year without any/minimal charges?
-My fico score according to WAMU is 669, it has fallen from peak 698 within 3 months.

I try my best to keep up with the payments and it would be much easier with a card thats not charging extra (almost) $300 each month.

Thanks in advance,
Dima202.