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Old 01-08-2008, 04:06 PM
mama mama is offline
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Default Who is the best company to go with for credit card debt consolidation?

I need to sign with someone ASAP I can not pay these cards anymore. I am really in trouble. What should be my first move?


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Old 01-08-2008, 04:07 PM
Stephanie Stephanie is offline
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DO NOT file bankruptcy!!! It will ruin everything!!! I use CareOne Credit Counseling...it is the best...they really work with you...http://www.careonecredit.com
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Old 01-08-2008, 04:09 PM
Greg S Greg S is offline
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Your first move should be to reduce your spending. You have officially outspent yourself. The next step is to get a second job ASAP and put every penny you get from it towards paying off your credit cards, pay the minimum balance on every bill you have except the one with the lowest balance put all monies you can towards that one, once it is paid off, move on to the next lowest balance.

It is time for a life change, learn to live within your means. After you have paid everything off, pat yourself on the back and put all that money into savings.
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Old 01-08-2008, 04:17 PM
sdn90036 sdn90036 is offline
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If you really can't pay your bills consider filing for bankruptcy. If you hire a company to renegotiate your credit card bills it will hurt your credit anyways and you will have to still make some payments to your creditors.
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Old 01-30-2008, 05:28 AM
merrymerryjojo merrymerryjojo is offline
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Default Re: Who is the best company to go with for credit card debt consolidation?

Do you have any friends or family in finance, or anyone that's really good at crunching numbers? It's good to turn to someone like that, since they can give you moral AND financial support. My thoughts are with you!
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