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Old 01-04-2008, 06:39 PM
Dr Kate Dr Kate is offline
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Default If I decide to consolidate my credit card debt, will that affect my credit?

I currently have a very high credit score (~800) and have never made a late payment. Right now, my credit card is at about $4500, and I am having trouble staying ahead of the interest. I am thinking about consolidating my credit card debt, but don't know much about it. If I did, I would continue to make every payment on time, etc, but I just wondered if the act of consolidation in itself would adversely affect my credit rating. Does anyone know?


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Old 06-23-2008, 08:02 AM
gecko gecko is offline
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Default Re: If I decide to consolidate my credit card debt, will that affect my credit?

Just make sure your balance stays below 30% of your CL
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