What is the easiest way to handle paying off 2500 in credit card debt? I was thinking possibly a personal loan or using one of the companies that will consolidate it. Has anyone used either of these options and how did it work out? Anyone know what the interest rate is on a personal loan these days or how much the monthly payment would be on a loan of 2500?

You might want to think about getting a personal loan. http://www.ProsperLoanGroup.com has a ton of information regarding personal loans and consolidation.

Interest rates vary usually 7-9% on personal loans. Check to see if you can get a zero % cc and transfer the balance, then take the $2500 and divide by however long you would have done the personal loan.. one year.. two year and then pay that amt each month at least if not more.

There are various benefits of credit card debt consolidation. Personal loans are very high-risk.Some other disadvantage is the way you will give up other control of the process.