I 've had capitol one for years,, you seem a little confused,as the points do not convert to a free trip,, but is deduction to $$ toward a plane fare/airline of your choice..If you chose a flight locally, then it might be free as the codt is less?? It is not like the frequent mile you get for American and/or United,, these points can be used for other thing like a starbuck gift card, etc.. And the yearly fee is lower than the cc from the airlines..They did change their policies the last few yrs,as you need more miles to get a bigger deduction.. This card is great for those who are not required to fly one airline???9000 points use to be a $100 deduction,after you purchase your ticket,, now I think you need 15k points..And no expiration on these points either...
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