Although I live half way round the world from you in Scotland, I know of an excellent home based business which has recently opened in Australia. As regards the credit card well as far as I know you shouldn't have to have one.If you go to my 360 profile you will be able to email me and I can then give you a web site address where you can get an overview of the business as it relates to Australia. As it happens tomorrow morning (my time) I will be speaking to a young lady in Darwin who is about to start with this opportunity.
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