2 factors have on the credit line? 1) Does the current balance in the applicant's bank account affect the credit line that he will be approved for? If yes, would it be advantageous for the applicant to get extra (temporary) funds deposited to the account before applying (to increase the chance of a higher credit line)- or would this complicate things for any reason?

2) Does the applicant's current income affect the credit line that he will be approved for? If yes, is one allowed to identify a higher income amount on the application?

Please answer only if you know what you're talking about! Thanks

those 2 things may affect in a small way
but seldomly
what will affect decisions and LOC amounts is actual business credit
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