Are businesses legally allowed to take credit card purchases without asking for ID?
My purse was unfortunately stolen. I had my CitiBANK ATM/Debit card <via MasterCard> in my purse. After I filed the police report, I immediately called my bank to close any transactions and I find out in detail that they purchased things for $60s, $100s , and so on from specific places by pressing "credit" instead of "debit" so that they could bypass any password check except for a food chain purchase. My question is can I hold these businesses liable by law for failing to check for identification with credit cards/debit cards/checks? Any such laws? What about at fast food chains where they swipe debit cards without asking for pin numbers? Im doing everything I can to find the criminal, but Im wondering if businesses are making it easy for them to do these things?
I know a lot of places do not ask for ID anymore when using credit cards/debit cards but that wasn't my question. My question concerned legality of it in USA, and whether businesses are violating some law concerning money transactions using methods other than direct cash.
BARRY C:
Let me say that I DIDN"T LET MY CARD BE STOLEN. YOU DO NOT KNOW THE DETAILS OF MY SITUATION OF HOW THE PURSE WAS STOLEN. Just because I have a purse DOES NOT give anyone the right to steal it. I wouldnt be suprised if a stranger shot you at your residence and your response would be "Well, I made it easy for them to shoot me." WTF. That doesnt make it legal.
Secondly, purse thefts are the LAST thing on police officers minds when there are more pressing issues to deal with. The POLICE OFFICERS are the ones that gave me the thumbs up to pursue the criminals with undercover investigation.
LASTLY, I would advice you to take a look in your own mirror because your attitude is negative and frankly ugly, and your responses were hasty generalizations that were meant to blame the victim. I cannot wait until you yourself become one too.
Thirdly,
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