of credit card debt any ideas ? I understand the banks stance-but am in a catch 22 situation -

mail me your idea and if it good i will back you half the way as i am looking for a new business idea or investment

i suggest you look for an invester. in fact i kno a very good one. if u wish i can get him intouch with you. let me know!

Most Universities put on seminars for people wanting to start businesses. Also the SBA puts on Seminars for start ups from time to time.I help contractors get up and running and remain profitable. Contracting is a bit different than main street business but not materially so. So here are some ideas. First of all be sure you have a written business plan. This is where the University/SBA can help. How much money can you put into the business yourself? Banks (including SBA) absolutely will not fund anyone who has no personal money in the business.Incorporate or form an LLC. That way you keep your personal liabilities out of the business. Don't let any one tell you you are too small to Incorporate. You are never too smallprotect your personal assets. Lastlly and perhaps most important of all is don't get discouraged. It takes time to start a business successfully. The bank probably did you a huge favor by turning you down. Their declination will force you to be much better prepared the next time around.What ever you do DO NOT get involved with predatory lenders or private investors. They will own you and they WILL take your skin, your balls, and your jock strap and anything else they can get off you.

Deliver pizza part time for a year. Use the money you earn to either pay off the debt or fund your business.

1) If in UK, consult your local Business Development Agency. They will give you a lot of help to launch your business idea - free.2) Since you have security, raise a larger mortgage or bank loan against it, to pay off your credit card debt. Credit cards are an expensive way of borrowing.

My answer will depend on which country you are in.You may mail me the details.