You are entitled to receive a free copy of your credit score and all of the merchants and credit accounts, their status, etc. I believe you can access this once a year (maybe more). Beware of any website that wants money to provide you with your credit rating info.
Search online for online credit cards and there will be several different ones to choose from. Beware of listing your personal information like your social security, etc. Make sure it is legitimate company.
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