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Old 08-25-2007, 01:29 AM
missali69 missali69 is offline
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Default can you reclaim charges on credit cards?

i was wondering if you can reclaim any charges people may have recieved on their credit cards or if it just applies to current accounts.


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Old 08-25-2007, 01:29 AM
claimbankchargesback claimbankchargesback is offline
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You can do, but its not as clear cut as with bank charges.

In April 2006, the OFT made a ruling that £12 was a fair charge for credit card breaches. As a result, you can only claim back the difference between £12 and what you were actually charged.

However, most of the credit card companies then changed their fees to the maximum that they could charge, £12, so you can't claim these charges back.

The time period is 6 years however for claims, so you can claim for charges before the OFT ruling, when the charges were greater than £12.
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