...said no? Why? I've never been late on a payment.I've had the card for over a year. I've never been late on a payment. My balance is very small. (The interest rate now is 15%).

You agreed to a rate when you took the card and that is where they make their money. Look for another card with a better rate; or advise them without a rate break you'll be paying it off and using another card; speak to a manager.Good luck; but I don't know it you'll do much better on the rate than that.

Because like all banks they will squeeze every penny from you.Best advice switch to a lower card or pay the robbers off.