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Old 09-09-2007, 04:07 PM
hapigrl85 hapigrl85 is offline
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Default Does going over your credit card limit increase your interest percent?

I went over my limit on my credit card after they added the fees for the month on my statement. IThe fees caused me to go over by $1.89 and they charged me a $30.00 fee. However, does this mean I will be charged a higher APR?


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Old 09-09-2007, 04:34 PM
loancareer loancareer is offline
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It can. The new thing credit card companies like to do is what they call a default rate. Exceeding the limit is not usually a reason to trigger the default rate but check your credit card company's terms and conditions to be sure. If you don't have them you can always call or get then on-line.

Bear in mind that the default rate on most cards is 29%
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Old 03-05-2008, 07:36 AM
s.jenkins s.jenkins is offline
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Default Re: Does going over your credit card limit increase your interest percent?

yes, but the rate depends on the card's policy.
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