I have great credit & have always paid bills on time, with no interest.

I would like to use this credit card all over the country and not see any additional charges/fees.

I would also like free pay online and over the phone if possible.

Offers Grace Period at no additional fees.

Rewards can be travel, cash back, etc.

Anyone know of any great credit cards that offer this or have on that you recommend??

Discover Card.

Not only do you get the cashback bonus, but they have special cashback bonus programs you can enroll in throughout the year and get an additional 5% back on purchases (in the spring, they run extra back on purchases from home improvement places, during the summer, it is gas and hotels, around back to school time, it's Sears and Penney's and Kohl's and places like that). Just keep in mind that you aren't automatically in the promotion, but have to go to their website online and register when it comes time to register (usually about a month before the program starts).

Plus, if you shop through their website online, you can get back 5-15% of your purchase in the form of a cashback bonus simply by using their website to shop from. (They get a merchant fee, I'm sure, and just pass that back on you you).

And, you get 1% back on everything else all through the year without having to sign up for any promotions.

I charge betwen $800-$1500/mo on Discover and pay it in full each month. I usually get back about $600-800 in cashback rewards each year by using the regular cashback program, enrolling in the special 5% programs (and timing purchases to wait until the program for that particular type of merchandise starts), and shopping through their website when I want to buy something else. You can even double that if you choose to get your reward in the form of a gift card instead of a check or a credit to your account.

hello
I found interesting information about your answer & options here. http://all-debt-consolidation-loan.blogspot.com/2007/07/chase-credit-cards.htmlGood luck!

I recently did some research, because I too wanted the best rewards and didn't care about the APR. There are a lot of different rewards programs that have different benefits for what you spend the most on. I chose the Chase Freedom card because I spend the most on fast food, gas, and groceries (you get 3% on these, and 1% cash back on everything else). So, think about what you spend the most money on and get a card that offers the highest reward for it.

American Express has real rewards for travel and everything else.
I pay everything by Amex.
One day I have a charge on my credit from a transaction I didnt make, and i disputed the charge, and in seconds they credited my money back.
They have an advanced points program that you can even borrow points and redeem them, and pay back the points only by using your card to buy stuff. and you have a grace period of 12 months to pay them back.
They are the best for me. I have not tried discover yet.
Good Luck with any choice you make.