for gas and groceries-do u charge or use cash?

I use credit, but only for the convenience. I always pay off the card each month.

I use a credit card for most everything and pay in full every month for the cash back rewards.

Financial benefits need a documentry proof. Always use your credit cards for shopping either its grocery, gas or everyday use to run a life. This may be the time when you don't need to cash any benefits.. but you have an opportunity to build your creditability to use in the future when you need any financial assistance or loan to cover your accidental requirement or fullfill your dream.. Moreover, its safe.. carry rewards and discounts that you can benefite today..

I use a gas card to get gas & either cash or credit card for groceries.

Cash! Unless absolutely necessary. Think of it this way...would you rather spend $20 on high gas prices or $20 + 20%. Anytime you charge stuff you are paying extra money for something you could have just used cash for. Keep that in mind.

Rachel

i would never charge anything that there was no benifit with it. like airline miles or cash back or something. or maybe one year no payments no interest. i use my debit card (just like paying cash) and when i charge, there is always something i get for doing so. then i try to keep the bill under control like pay it all off if its for miles or pay it in installments on time so when its due, its already paid (when you get those deferred billing options)

Credit card (but pay off the full balance each month).

I pay with cash or debit card.

Whichever one gets me outta there the fastest! :-)
But if I go with a card I either use my debit card or I pay the charges on my credit card right away