First thanks to everyone who responded, but let me clarify a little, One of my children took two of my credit cards from my wallet at some point. I do not have pin numbers He went to a restaurant about .1 miles from the house, purchased nothing, and had the manager who works there give him cash. From a fraud standpoint, the credit card companies say I can do nothing unless I wish to press charges againt my child as well as the restaurant manager. But they said their may be possible actions to take against the store but would not elaborate. We are talking hundreds of dollars. I am dealing with the child myself, but feel there is no way the manager should have given cash on a credit card, which , isn't signed and on the back says "please check my id" in the signature block. I don't know why they would have been willing to pay the cc fees to do this but they did. Anyone know of any legal actions that could be taken. I don't want to pay a lawyer if there is no chance for me to accomplish.