My husband and I are responsible adults, have excellent credit and always pay our credit cards off in full every month, so we aren't looking for a lecture on how credit cards are bad...they aren't -unless you are irresponsible with them.

That said, what is the best credit card out there that offers incentives such as cash back? We aren't necessarily looking for frequent flyer miles because we don't fly very often, rather, we're looking for a card that will give us points for everyday purchases (groceries, mortgage, gas, car payments) that will give us cash back.

What is the best card for this? Thanks!

There are a few out there check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on RATES AND REWARDS, GOOD, BAD OR NO CREDIT they have the right card for you.

I always use the comparison features on GetPrequalified.com.

http://getprequalified.com/credit_land_credit_cards.php?cont=1002/1002_page_27592_275435.php&applic_id=2287&COOK_VIS _ID=1084f9af280178c0a6382842c350dd03&COOK_VST_ID=d 291b13b1220235682a91adda9b95bd1&COOK_LINK_ID=delet ed&COOK_SPEC_CLICK=deleted&COOK_CL_APN=not&cl=

It's very easy to compare different cards.

financeglobe also allows you to compare credit cards, so you can find what you need.

This one is the best cashback card
Citibank Citi CashReturnsSM Card

There are many credit cards out now. But choosing the right one according to your spending profile is very important. It will help you to maximize reward points. You can do that by credit card comparison. Hope this helps.

If you're not getting free stuff from your credit card, you should be. While most consumers know the dangers of credit cards, fewer are aware of the benefits. Most cards these days offer at least some benefits to cardholders. As with most things, the more you pay the more you get - in other words, you can expect a lot more from cards with hefty annual fees.