I charge everthing and pay my bill in full when it comes. so I might as well have a rewards card. I would like to stick with visa or master card.

I have a Citibank card that pays a reward, but I like the citicard that I applied for through my American Airlines frequent flyer program. I have enough miles to go to Japan. Every dollar is worth a mile and I think you get 10,000 or 20,000 miles just for signing up for the card. It's a free card, it used to have a $50 fee, but now it's free. So, if you visit family and need a plane ticket I'd pick that card over the cash back card because that only amounts to $50-60 a year.