Just want to know your experiences, good and bad, with both equipment and companies. Which terminals are good? I'd love to have wireless/check processing but for now I'm going to have to start with a very basic dial-up one. Thanks in advance.

First of all, each merchant account is different depending on which type of industry you are in. From motels to gas stations, each account has different standards and fees. Knowing this, you should find a merchant account provider that is knowledgeable and is one you can trust.

Most terminals that are dial up are pretty simple to learn and use, however in the recent years we have multiple application terminals available to business owners who need to accept checks and even sell prepaid phone cards all in one machine. The response to these all in one machines is overwhelming and brings the costs of these services down to where even a super small business can afford to guarantee their checks and process cards. Some businesses even choose to sell prepaid cards on their machine, making up to 40% by selling cingular, sprint, boost mobile, and other cards...