Go to www.netspend.com
You can order one online and you won't have to pay anything right now. I think the initial fee was $9.95. There are tons of places to reload it with money, all of the locations are listed online by state. Some examples are currency exchanges and local grocery stores. If you sign up for a monthly fee of $9.95, there will be no ATM or other transaction fees. If you don't sign up for this fee, you'll be charged $1 per transaction when used as a credit card and $2 per ATM transaction. You can also get your paycheck direct deposited to it.
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